Federal heat pump rebate · Announced October 8, 2026

Federal Heat Pump Rebate 2026: Who Gets $10,000 and When

By Locally Visible · Published October 10, 2026 · Last verified November 3, 2026 · ~10 min read

Yes, Canada has a new federal heat pump rebate, but you can't apply for it yet. The National Heat Pump Rebate pays up to $10,000 to households at or below the income limit for their province and household size, and $2,000 to everyone else, for an eligible cold-climate heat pump. The government says it opens in early 2027 and covers installs from November 1, 2026. Its program page, updated on November 2, 2026, now sets out the rules: the income table, who is eligible and what the contractor's receipt must show. All three are below, with the source for each.

Who gets $10,000 and who gets $2,000

The rebate has two amounts. A household whose after-tax income is at or below the limit for its province and household size can get up to $10,000. Every other eligible household gets $2,000. Canada.ca says the actual amount depends on household income and the cost of the equipment installed.

"Up to $10,000" is a ceiling, not a set payment. The government has not said how the amount is worked out within it.

The rebate is for homeowners. Canada.ca allows one rebate per household, even if you own more than one property, and says the home does not have to be your main residence: a property you rent out counts.

What is the income limit for the $10,000 rebate?

It depends on your province or territory and the number of people in your household. In Ontario the after-tax limit is $46,981 for one person and $146,217 for a household of four. If your household's after-tax income is at or below the figure in the table, you can get up to $10,000; above it, $2,000.

To read the table, find your province or territory, then the column for your household size. From your 2025 tax return, take line 23600 (net income) and subtract line 43500 (total taxes payable). Do the same for a spouse or common-law partner and add the two.

After-tax household income limits for the up-to-$10,000 rebate, by household size (Canada.ca, modified November 2, 2026)
Province or territory 1 person2 people3 people4 people5 or more
Newfoundland and Labrador $36,434$76,704$109,064$136,629$142,622
Prince Edward Island $38,831$80,899$103,071$124,644$134,232
Nova Scotia $38,831$80,300$103,071$125,843$131,835
New Brunswick $38,352$78,502$104,270$127,041$131,835
Quebec $41,228$82,097$107,865$134,232$140,225
Ontario $46,981$92,884$119,850$146,217$158,202
Manitoba $43,146$85,693$106,667$125,843$128,240
Saskatchewan $45,543$92,884$112,659$134,232$133,034
Alberta $50,816$99,476$123,446$145,019$152,210
British Columbia $46,981$92,884$119,850$145,019$170,187
Nunavut $82,697$128,240$128,240$137,828$146,217
Northwest Territories $71,431$135,431$160,599$186,966$188,165
Yukon $56,090$115,056$145,019$170,187$191,760

Median after-tax household income in 2025 dollars (Statistics Canada 2021, adjusted for inflation). When the portal opens, you give your Social Insurance Number to claim the higher amount, and the Canada Revenue Agency checks your household income. Source: Canada.ca, National Heat Pump Rebate.

Who is eligible for the federal heat pump rebate?

Canadian homeowners who have an eligible heat pump installed by an HVAC contractor on or after November 1, 2026. For installs made before the portal opens, Canada.ca lists these rules:

  • The heat pump is on the eligible product list, identified by its AHRI number.
  • It was bought from and installed by an HVAC contractor.
  • You live in Canada and own the home. It does not have to be your main home: a property you rent out counts. If you live in an Indigenous community where the local Indigenous government owns your home, you meet this rule.
  • No federal funding has already been paid for a heat pump at the address.
  • Your household has not claimed the rebate before. It is one per household, even if you own more than one property.
  • You submit your receipts within 6 months.

Homes heated now by electricity, natural gas, heating oil, propane, diesel, coal or wood all qualify. Emergency and planned installs both count, and you do not have to remove the old system or show that it broke down.

Which heat pumps qualify for the federal rebate?

A heat pump qualifies if it is on the government's eligible product list, which identifies each system by its AHRI number. The program supports systems that can heat the whole home, and Canada.ca asks anyone installing before launch to confirm with the contractor that the system is sized to do that.

The government describes eligible equipment as cold-climate air-source heat pumps and has not said whether ground-source (geothermal) systems qualify. Rented or leased heat pumps may be eligible once the program launches; the government says details will come then.

A quote should name the outdoor and indoor model numbers and the AHRI number, so you can check the system against the list before you sign. The cold-climate heat pump guide explains what the rating means.

Can a gas-heated home get the federal rebate?

Yes. Canada.ca lists natural gas among the heating fuels that qualify. It also warns that for a home heated with natural gas, switching to a heat pump may not lower heating bills, depending on the region, the system chosen and other factors. The government's savings figure, "more than $1,400 annually", is for homes heated with oil, propane or electric resistance.

So for a gas-heated home, the rebate lowers the purchase price but not necessarily the heating bill. The heat pump vs furnace comparison works through running costs by fuel.

How applying is expected to work

The portal does not exist yet. Canada.ca and the government's backgrounder describe the process in four steps:

  1. Apply online. To claim the higher amount, give your Social Insurance Number; it goes to the Canada Revenue Agency to check your household income.
  2. Get approval. The backgrounder describes approval within 24 hours.
  3. Buy and install the heat pump. It must be on the eligible product list, and an HVAC contractor must sell and install it.
  4. Submit your receipts. Within 6 months. The backgrounder says payment is approved within five days and paid by direct deposit.

For an install done before the portal opens, steps 1 and 2 come after the install: you apply once the program opens and send the receipts then. Either way you pay the installer in full first. The government says funding is not guaranteed until an application is approved.

What must the contractor's receipt show?

Canada.ca lists five things the contractor's receipt must include:

  • Your name and address, as the person who will apply for the rebate
  • The name of the company that installed the heat pump
  • The make, model and AHRI number of the installed equipment
  • The number of heat pumps installed
  • The total cost of the installation project, including directly related work such as ductwork and electrical upgrades

Ask for all five on the quote, so the final invoice carries them. Submit the receipts within 6 months. Canada.ca has not said what date that period runs from, so keep them ready from the day of the install.

How it stacks with provincial rebates

The Prime Minister's release says the rebate "can be combined with existing provincial programs." The table adds it to the largest provincial rebate open today for an air-source heat pump, for a household at market income. Each provincial program sets its own limits on combining. Ontario's Home Renovation Savings allows money from other funders up to the cost of the install (the Ontario rebate guide has the details); check your own program's rules before counting on the full total.

Largest provincial air-source heat pump rebate today for a household at market income, plus the federal rebate once it opens (per-ton programs counted at 4 tons)
Province Provincial today + federal, above median + federal, below median
Ontario $5,000 $7,000 up to $15,000
British Columbia $4,000 $6,000 up to $14,000
Alberta None open $2,000 up to $10,000
Manitoba $2,000 $4,000 up to $12,000
Saskatchewan None open $2,000 up to $10,000
Nova Scotia $2,000 $4,000 up to $12,000
New Brunswick $1,500 $3,500 up to $11,500
Newfoundland and Labrador None open $2,000 up to $10,000
Prince Edward Island None open $2,000 up to $10,000

Provincial amounts depend on the system, the fuel it replaces and, in Ontario and Nova Scotia, the system's size in tons. A typical 3-ton system earns less from a per-ton program than the 4-ton figures in the table. The rebate stacking guide works through examples, and the cost calculator applies today's provincial rebates to your home. Provincial figures were last checked on October 9, 2026.

Should you install now or wait for the rebate?

You can install now. Installs from November 1, 2026 that meet the rules on its program page, updated November 2, 2026, can be claimed once the portal opens in early 2027, and Canada.ca says eligibility is judged on the rules in effect on the install date. The cost of installing now is waiting to be paid: nothing is paid until the program opens and your application is approved.

  • Your heating has failed. Don't go without heat. Emergency installs count. Choose a system on the eligible product list, have an HVAC contractor install it, and get a receipt that shows the five items above. If your province's rebate needs approval before work starts, as Ontario's Home Renovation Savings does, have the contractor apply for that first.
  • You are planning a replacement. Check the AHRI number against the list before you sign, ask the contractor to confirm the system can heat the whole home, and budget to pay the full invoice months before the federal money arrives.
  • Your system works and there is no rush. Waiting until the portal opens does not change the amount. It lets you see the application process before you buy, and you are not carrying the full cost while you wait to be paid.
  • You installed before November 1, 2026. Nothing published covers it. Claim your provincial rebate as usual.
  • You're counting on a provincial rebate. Provincial programs change on their own schedules; Prince Edward Island paused every heat pump rebate in April 2026. Apply for your province's program on its own terms rather than waiting on Ottawa.

The government says the program details are still being finalized and may change. The heat pump cost guide gives price ranges by province and home size to check a quote against. We update this page the day applications open.

What's confirmed and what isn't

"Confirmed" means a government page says it. "Not announced" means no government source addresses it yet.

Topic What we know Status
Budget $2 billion over eight years, for up to 820,000 households. Sources: Canada.ca: National Heat Pump RebateEnvironment and Climate Change Canada backgrounder Confirmed
Amount, below median income Up to $10,000, if your after-tax household income is at or below the limit for your province or territory and household size. Source: Canada.ca: National Heat Pump Rebate Confirmed
Amount, everyone else $2,000. The government says the actual amount depends on household income and the cost of the equipment installed. Source: Canada.ca: National Heat Pump Rebate Confirmed
Income limit Published for each province and territory by household size. Ontario's runs from $46,981 for one person to $158,202 for five or more. To claim the higher amount you give your Social Insurance Number, and the Canada Revenue Agency checks your income. Source: Canada.ca: National Heat Pump Rebate Confirmed
Equipment A heat pump on the eligible product list, identified by its AHRI number. The program supports systems that can heat the whole home. Sources: Canada.ca: National Heat Pump RebateNatural Resources Canada: eligible product list for the National Heat Pump Rebate Confirmed
Installer The heat pump must be bought from and installed by an HVAC contractor. Source: Canada.ca: National Heat Pump Rebate Confirmed
Who can claim Canadian residents who own the home. It does not have to be your main home: a property you rent out counts. One rebate per household, even if you own more than one property, and none at an address that has already had federal heat pump funding. Source: Canada.ca: National Heat Pump Rebate Confirmed
Heating fuel Homes heated now by electricity (an electric furnace or baseboards), natural gas, heating oil, propane, diesel, coal or wood. The government warns that switching from natural gas may not lower heating bills. Source: Canada.ca: National Heat Pump Rebate Confirmed
Breakdown required No. Emergency and planned installs both count, and you do not have to remove your existing system. Source: Canada.ca: National Heat Pump Rebate Confirmed
Energy audit None, before or after installation. Sources: Canada.ca: National Heat Pump RebateEnvironment and Climate Change Canada backgrounder Confirmed
Receipts Submit them within 6 months. They must show your name and address, the installing company, the make, model and AHRI number, the number of heat pumps, and the total project cost. Source: Canada.ca: National Heat Pump Rebate Confirmed
Retroactivity Starts November 1, 2026. Households that meet the rules and install an eligible heat pump on or after that date can apply once the program opens. Eligibility is judged on the rules in effect on the install date. Nothing is paid until the program opens and the application is approved. Source: Canada.ca: National Heat Pump Rebate Confirmed
How you apply Online portal. The backgrounder describes approval within 24 hours, receipts uploaded after installation, and payment approved within five days by direct deposit. Source: Environment and Climate Change Canada backgrounder Confirmed
Stacking Can be combined with existing provincial programs. Source: Prime Minister's news release Confirmed
Launch and end Opens in early 2027; no exact date is published. The program is expected to close in March 2034. Source: Canada.ca: National Heat Pump Rebate Confirmed
Rented or leased heat pumps May be eligible once the program launches. The government says details will come then. Source: Canada.ca: National Heat Pump Rebate Confirmed
Changes The government says the program parameters and eligibility criteria are still being finalized and may change. Source: Canada.ca: National Heat Pump Rebate Confirmed
Ground-source (geothermal) Not addressed. The government describes eligible equipment as cold-climate air-source heat pumps. Not announced
Receipt deadline start The government says "within 6 months" but has not said what date the 6 months runs from. Not announced
Portal address Not published. The program is not taking applications. Not announced

Watch for rebate scams

Canada.ca says salespeople are already visiting and calling homes and using the rebate's name to sell heat pumps. Environment and Climate Change Canada does not go door to door or make marketing calls about it, and there is nothing to register for: applications will go through the government's own portal. Canada.ca asks people to report anyone claiming to represent the rebate to PNRT-NHPR@ec.gc.ca, to local police and to their consumer protection office. The heat pump scam guide covers the patterns in circulation and how to check an installer.

The rest of the announcement

The rebate is the part that reaches individual homeowners. The same announcement included up to 250,000 rental units through CMHC's multi-unit mortgage loan insurance, up to 30,000 units in multi-unit residential buildings through the Canada Infrastructure Bank, and nearly $110 million over three years from 2027-28 to renew the Deep Retrofit Accelerator Initiative. The government counts these together as one million home retrofits.

Federal programs that are closed are not part of this rebate. The Oil to Heat Pump Affordability program closed to applications on July 31, 2026, and the Greener Homes Loan is closed to new applications; the Loan closure guide covers what happened to both. Low- and median-income households in six provinces can still get no-cost retrofits through the Canada Greener Homes Affordability Program, listed on the rebates page.

Updates to this page

  • : Canada.ca's program page, modified November 2, now sets out the rules: the income limit for every province and territory, the eligibility rules, what the contractor's receipt must show, the eligible product list, and a closing date of March 2034. Gas-heated homes and emergency installs are now confirmed. The income table replaces the closed oil-to-heat-pump program's figures this page showed before.
  • : Canada.ca now confirms the rebate covers eligible installs from November 1, 2026, and that full rules will be published that day. The early 2027 opening is now in a government document; no exact date yet.
  • : Page published from the October 8 announcement, the government backgrounder and news reports.

Sources

Last full source check: November 3, 2026.

Questions about the federal heat pump rebate

Is there a federal rebate for heat pumps in Canada?

One has been announced but is not open yet. The National Heat Pump Rebate pays up to $10,000 to households at or below the income limit for their province and household size, and $2,000 to everyone else, for an eligible cold-climate heat pump. The government says it opens in early 2027 and covers eligible installs from November 1, 2026. Until then, the money you can claim now is provincial and utility rebates, which the rebates page lists by province.

How much is the National Heat Pump Rebate?

Up to $10,000 if your after-tax household income is at or below the limit for your province and household size, and $2,000 otherwise. The government says the actual amount depends on household income and the cost of the equipment installed.

When does the federal heat pump rebate start?

The government says the portal opens in early 2027; no exact date has been published as of November 3, 2026. Installs from November 1, 2026 that meet the rules can be claimed once it opens, and the program is expected to close in March 2034. The government's update sign-up form is the official way to hear when it opens.

Is the federal heat pump rebate retroactive?

Yes, from November 1, 2026. Canada.ca says households that meet the rules and install an eligible heat pump on or after that date can apply once the program opens in early 2027, and that eligibility is judged on the rules in effect on the install date. Nothing published covers installs before November 1, 2026. No money is paid until the program opens and an application is approved.

What is the income limit for the federal heat pump rebate?

It depends on your province or territory and household size. In Ontario the after-tax limit is $46,981 for one person and $146,217 for a household of four. At or below the limit you can get up to $10,000; above it, $2,000. The full table is on this page.

Can I get the federal rebate if my home is heated with natural gas?

Yes. Canada.ca lists natural gas among the heating fuels that qualify, with electricity, heating oil, propane, diesel, coal and wood. It also warns that for a home heated with natural gas, switching to a heat pump may not lower heating bills, depending on the region and the system.

How do I apply for the federal heat pump rebate?

You can't yet: the portal does not exist. When it opens in early 2027, you apply online. To get the higher amount you give your Social Insurance Number, and the Canada Revenue Agency checks your household income. For an install already done, you submit the contractor's receipts within 6 months. Nobody can pre-register you for it today.

Does an emergency furnace replacement qualify for the federal rebate?

Yes, if the install is on or after November 1, 2026 and meets the other rules. Canada.ca says emergency and planned installs both count, and that you do not need to remove your old system or show that it broke down. The heat pump must be on the eligible product list and installed by an HVAC contractor.

Can I combine the federal heat pump rebate with provincial rebates?

Yes. The Prime Minister's release says the rebate "can be combined with existing provincial programs." Provincial programs set their own limits: Ontario's Home Renovation Savings, for example, allows money from other funders as long as the total stays within the cost of the install. See the province-by-province table.

Do I need an energy audit for the federal heat pump rebate?

No. The government says no energy audit is required before or after installation. Some provincial programs still require one, so check yours before you book.

Does a geothermal heat pump qualify?

It has not been said. The government describes eligible equipment as "electric cold climate air source heat pumps", which reads as air-source only, but no document rules ground-source in or out.

Can landlords claim the federal heat pump rebate?

Yes, once. Canada.ca says the home does not have to be your main residence, and gives a property you rent out as the example. It also says only one rebate is available per household, even if you own more than one property, so a landlord who claims for a rental cannot also claim for their own home.

Is the National Heat Pump Rebate the same as the Greener Homes Grant?

No. The Canada Greener Homes Grant is closed. The Canadian Press reported officials describing the new rebate as its successor, but the rules differ: no energy audit, approval in 24 hours, and the amount depends on household income.